Coming home to the UK? This guide explains how British expats can buy before or after moving back—what lenders look for, how to use an employment contract, how foreign currency and overseas deposits are treated, and when to consider private‑bank or specialist routes.

Seafarers can secure competitive UK mortgages — but foreign income, time at sea, and SED tax rules mean lender choice is critical. Our guide explains criteria, compares lenders, and shows how a broker can help you get approved.

Lawyers’ pay isn’t always PAYE‑simple. This guide shows how solicitors, partners and barristers can structure income, time applications and choose the right lender/product mix to improve affordability—without overpromising or risking a decline.

HSBC is one of the few high street lenders to accept foreign currency income — and even some non-UK residents. Learn how their rules work and how we help clients structure applications for success.

Looking beyond the high street? This HNW mortgage guide explains private‑bank options, AUM, asset‑based affordability, interest‑only, multiple securities, foreign currency and complex income—plus how to structure a £2m+ loan to fit your wider wealth plan.

RSUs can boost mortgage affordability—but lenders treat them very differently. Learn how UK banks assess vested vs unvested stock, typical evidence, foreign currency haircuts, and ways to structure borrowing (including part interest‑only) to maximise your options.

Law firm partner? Here’s how lenders assess LLP income—profit vs drawings, typical evidence, and when 5–5.5× income is possible. We also cover interest‑only options, FX income, and how to package your case for the best result.

Professional mortgage ranges can unlock higher borrowing and flexible criteria for lawyers, consultants and other high‑earning professionals. We explain who qualifies, the real benefits, traps to avoid, and how to decide if a standard deal—or private bank—beats it.

Coming home and planning to buy? This step‑by‑step guide shows expat professionals how to prepare: timelines, documents, UK credit rebuild, handling foreign‑currency income and overseas deposits, and when private banks may help. Clear, practical, lender‑friendly.

Want your bonus to count toward borrowing? Lenders typically want payslips, P60s, bonus letters and bank statements—and often average 1–2 years of variable pay. Here’s how to package your case and what to avoid so your bonus supports affordability.

Some UK lenders accept foreign‑currency income—others don’t. This guide explains who may consider it, typical conditions (currency lists, haircuts, monitoring rules), and what evidence to prepare if you’re paid in USD, EUR, CHF, AED and other currencies.

Many lenders ask for 2 years of self‑employed history—but not all. Some may consider strong 1‑year cases, especially for contractors and newly promoted LLP partners. See what counts, what evidence helps, and how to position your application.

What can lawyers really borrow? We explain how lenders treat PAYE, bonuses and LLP profit share, when enhanced income multiples apply, and the practical levers that move affordability—plus worked examples and a clear prep checklist.

Equity partners face a different mortgage paperwork journey. This guide lists the documents lenders usually want—general, LLP‑specific and scenario‑based—so you can package your case cleanly and avoid delays.

For high‑net‑worth borrowers, timing your remortgage is about more than chasing a headline rate. We cover when to review, how ERCs and lender windows work, and the HNWI‑specific triggers that can make an early move worthwhile.

Offset mortgages let your savings sit alongside your mortgage, reducing the interest you pay without locking cash away. For lawyers and consultants with bonuses, drawings or contract gaps, that flexibility can be a smart edge—if the setup fits.

Even high earners get tripped up. Avoid the big pitfalls: assuming all income counts, switching jobs mid-application, filing tax returns late, hiding credit commitments, or going direct to the wrong lender. Nail strategy and paperwork for smoother approval.

Paid in RSUs? Not all lenders will count them. This guide explains who accepts RSU income, what evidence you’ll need (vesting history, statements, cash proceeds), how much typically counts, and when a specialist or private bank can unlock higher affordability.

Got a bonus? Turn it into borrowing power: add it to your deposit to lower LTV, unlock sharper rates and wider lender choice. Learn what evidence lenders need, when to use it upfront vs overpay/offset, and how to keep liquidity without hurting terms.

Are you a doctor, lawyer, accountant or consultant? Some lenders offer enhanced income multiples—5× to 5.5× (and sometimes 6×) for strong profiles. Learn who qualifies, what evidence helps, and how a broker can maximise affordable borrowing.