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Fees

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Mortgage Fees

Loans over £250,000: We do not charge a fee.

Loans under £250,000: We charge a fixed fee of £500.

We also receive a commission from the lender. You will receive an illustration when considering a particular mortgage, which will tell you about any commission relating to it.

The reason we charge client fees on smaller loans is to offset the reduced fee received by the lender and ensure that a high quality of service can be offered to all clients.

If we do charge you a fee for our mortgage advice, we offer the following guarantees:

  1. No completion, no fee – Fees will only become payable once the mortgage has been completed.
  2. Fixed fees – Fees are fixed, so there is no confusion over the amount due.

Protection Fees

We do not charge a fee.

We will arrange the policy with the insurer on your behalf; you do not pay us a fee for doing this. Instead, we receive commission from the insurer, which is a percentage of the total annual premium.

You will receive an illustration when considering a particular protection policy, which will tell you about any commission relating to it.