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Contractors

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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Contractors

Achieve your property goals
More people than ever are working as contractors. Whether you are employed on a fixed-term contract or self-employed, it gives you more independence and flexibility. However, when you’re looking for a new home, you may be worried about potential obstacles and challenges in your way.

Securing a mortgage if you’re a contractor can feel daunting, but rest assured that it can be done! Your finances don’t need to be a barrier. The only difference is how your income is assessed compared to that of an employee. But it’s nothing to worry about.

How we will help

We understand how your income as a contractor works, and we will help get you the best deal. We are selective with our panel of lenders, and the ones we use will take your contract value to give you a gross figure or will offer a mortgage if you’ve been working for a minimum of 12 months.

When you’re placed with the right lender, we can triple the amount you can borrow. That must sound like music to your ears!